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Financing

Shopping for a home is fun! Paying for that home is a little less so. We want you to have a wonderful experience from start to finish. That means working with a professional lender. You will be able to shop confidently by getting pre-approved early in your search.

Preferred lenders

A fundamental part of our initial game plan is to introduce you to experienced lenders. They will guide you in the pre-approval process for financing. Lenders will be able to take into account your income, your credit score, and other factors that may effect loans that can lower your  down payment or loan type. Perhaps your credit isn't where you'd like it, but you have a more money to put towards the down payment. Lenders are able to approach financing by knowing what can suit you best in your particular situation. For others financing may not even be necessary since they can put in a cash offer.  We will be involved every step of the way to ensure your satisfaction during the process. Communication is key and we'll work hard to secure your confidence in Joe Montana Realty and our preferred lenders. 

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